TINJAUAN HUKUM ISLAM TERHADAP PENYELESAIAN KREDIT MACET PADA PEMBIAYAAN MURABAHAH DI KBMT (KOPERASI BAITUL MAAL WAT TAMWIL) AL-MUAWANAH

Abstract

The objectives of this study are: To find out how the settlement of bad credit murabahah financing at the
Baitul Maal Wat Tamwil Al-Muawanah Cooperative and other options used to resolve it; and to find out
how Islamic law reviews the settlement of bad credit murabahah financing at the Baitul Maal Wat Tamwil
Al Muawanah Cooperative. The basis of this research with the type of data used is qualitative data. The
research used is included in the category of field research, which is descriptive analysis, namely where it
describes and describes the circumstances and and phenomena that are clearer about the situation that
occurs in an institution. The results of this study indicate that: Bad credit financing on murabahah
financing is caused by two factors, namely external factors and internal factors. There are several
alternative solutions including reschedulling. The legal review in handling problematic financing is found
in Surah Al-Baqoroh verse 280, namely by giving deferred to customers. And in accordance with the
settlement made by the Baitul Maal Wat Tamwil Al-Muawanah Cooperative