Analisis Financial Distress Bank Perkreditan Rakyat Syariah (BPRS) di Indonesia Periode 2019 - 2020

Abstract

This study aims to analyze the financial distress of Islamic Rural Banks (BPRS) in Indonesia in 2019-2020. The
research method used is descriptive analysis method, which is a research method by collecting data according to
the truth and then the data is compiled, processed and analyzed to be able to provide an overview of the existing
problems. The results of this study indicate that Islamic Rural Banks have an indication of financial distress. This
is evident from the results of the assessment using the Atlman Z-score method which shows the level of accuracy
of the prediction model in 2019 - 2020 is in the gray area or gray area and has the potential for financial distress.